|
Charles
Services
Residential
Mortgage
If you
are ready to close on your next home, let us arrange the mortgage financing
on your behalf. With electronic access to over 30 lenders will ensure
that you receive the best rate for the product of your choice, usually
within 24 hours!
First
Time Buyer
Are you
a first-time buyer? The residential property you are about to purchase
is probably the largest single purchase, and biggest investment decision
you have had to make in your life so far. Let us help you through the confusing
maze of lender options, mortgage documentation, and terminology you are
dealing with as you work your way through this process.
We will
provide a mortgage pre-approval, which strengthens your position when negotiating
the purchase price of your home. Call or apply online now, and we will
get the ball rolling for you.
Debt
Consolidation
Have
you hit a credit crunch ? High interest debt on credit cards can create
a lot of stress. If you are finding there is more month than money, then
perhaps it’s time to review your debt situation and consolidate your high
interest debt into one low manageable monthly payment. Stop losing sleep,
call now.
Equity
Take-Out
If you
have been living in your home over the past 5 years, you have probably
had your net worth increase by a substantial amount. The problem is that
net worth is not very liquid.
If you
are ready to invest in your own small business, or you need to fund your
daughter’s university tuition, your home equity can be a ready source of
cash to finance your dreams. Call or apply online and we can discuss a
plan to get your plans moving today.
Mortgage
Renewal
Is your
mortgage up for renewal? Do you want to be sure you are getting the absolute
best mortgage rate in the market today, the rate you deserve? Call or apply
online and we will get the best the market has to offer. Click
here to sign up for our Renewal Alert.
Personal
Line of Credit
We can
arrange a convenient personal line of credit at very competitive rates
secured against your residential property.
Past
Credit Problems / Credit Rehabilitation
Do you
have less than perfect credit, or have you declared bankruptcy? We may
be able to help.
Self-Employed?
Credit Issues? Unique Income Situation?
Financing
Considerations for Non-Traditional Borrowers/Situations
We can
get you a mortgage in most situations regardless of your circumstances.
Where traditional financial institutions have given the answer “No”, we
routinely say “Yes” and get you a product that suits your needs at an extremely
competitive rate.
Below
we have provided a list of the most common non-traditional situations,
however, please note, that not all situations are listed and each is looked
at on a case-by-case basis to fit with the appropriate lender – each situation
is unique and looked at accordingly. This is where the expertise and knowledge
of our team is essential in taking care of you and your family.
If you
would like to purchase a residential property or refinance a property you
already own we may be able to secure mortgage financing for you.
Please note that in some circumstances a fee may be required, but if this
is the case, it will be disclosed upfront and agreed to in writing prior
to working on your file. Call or apply online.
If you
fall into one of the categories above, or if you have a different situation,
We know where to go and how to structure the deal. Contact us immediately
and have peace-of-mind that your mortgage needs are being well taken care
of.
Builder's
Mortgage
Are you
building your dream home, and acting as your own general contractor? We
can help by arranging the most competitive builder’s mortgage products
in the marketplace with up to 3 to 5 construction draws over the construction
phase of your project depending on its complexity. Call or go online and
apply today.
Commercial
Projects
We have
a number of both institutional and private lenders in our network that
are available to fund commercial real estate projects in Ontario
Contact us for more details.
|
